Coverage
Can I sell digital products globally without a US or EU company?
Yes - you can apply as an individual. PingBusiness accepts buyers in 240+ countries via card, e-wallet, and local methods, and handles tax, chargebacks, invoicing, and receipts, with no USD bank account required.
I got rejected by Stripe - what are my alternatives?
Stripe rejections usually come down to an unsupported country, a flagged business category, or no USD bank account. PingBusiness accepts merchants from 230+ countries as an individual or company, without a USD bank account or US entity, and unlike Stripe, it also handles tax, VAT, chargeback liability, invoicing, and receipts for you.
Why does Stripe not work in most Southeast Asian markets?
Stripe's coverage is built around Western banking infrastructure, so several SEA markets - the Philippines, Indonesia, Vietnam, parts of Malaysia - face rejection or heavy restrictions. PingBusiness accepts merchants from these markets without a USD bank account, US entity, or local business registration.
How do I accept online payments if I'm not in a Stripe-supported country?
Most alternatives still require a USD bank account or a locally registered entity. PingBusiness removes both - apply as an individual or company and get settled in USDC to your own wallet.
What payment options work for digital product sellers in Southeast Asia?
Regional processors cover local rails but settle in local currency with limited cross-border reach and global processors have partial SEA coverage. Payment operator platforms like PingBusiness handle the cross-border complexity and settle in one currency, USDC, regardless of where the buyer is.